UOB delivers numerous household personal loan deals for HDB flat homeowners, delivering an alternative to the HDB Concessionary Mortgage. Their choices incorporate the two set-rate and floating-amount packages, that are normally pegged on the three-Thirty day period Compounded SORA. By way of example, a promotional bundle might provide a charge of three-Month Compounded SORA + 0.70% p.a. for the main two decades, by using a minimal personal loan measurement of S£250,000. For a set-level selection, rates is often as low as 2.28% for just a two-yr lock-in interval. Eligibility to get a UOB financial loan is website topic to Assembly the full Financial debt Servicing Ratio (TDSR) of fifty five% and other credit rating prerequisites. UOB also offers a singular "Go Inexperienced Dwelling Mortgage" for Homes which has a BCA Green Mark certification, delivering dollars rebates. In addition, They may be recognized for a small valuation fee of just S$150 additionally GST and provide a bridging bank loan choice for homeowners transitioning involving Attributes.